Personal Insurance

“One size fits all” does not work when it comes to your personal insurance.

We insure because when the unexpected and unforeseen happens, we know that life does not stop.

Apart from the inconvenience of having to replace items, there is also:

• The Financial impact
• Keep in mind that sentimental items cannot be replaced.

And it’s precisely because of this that we take up insurance.

It is at this time, when you have to claim against your policy, that your choice of insurance counts. Choose insurance that suits you, your family and your life priorities.

What asset can I not afford to replace should some unforeseen event like theft, an accident or a fire happen.

Here are a few things to think about when looking at your insurance:

• What asset do I want to insure?
• Your Home?
• The contents in your home?
• The car you drive?
• The Things you carry around while you are out and about?

Here is something else to think about:

Are those assets financed or on contract? Speak to our specialist about aligning your insurance with the type of finance you have taken up.

Estate Planning

Estate planning is about making sure that your legacy is protected, and your final wishes are carried out.

Speak to our Broker, here are some things you will want to clarify

• Why do I need to do Estate Planning?
• Why do I need Liquidity in my Estate?
• Why do I need a Will?
• What are the dangers of homemade Wills?
• Can I appoint guardians for my children in my Will?
• What happens if I die without making proper arrangements for my estate?